Insurance Claims After an Audi Collision
Car crashes can be a real headache, but knowing what to do next can make things a lot easier. If you get involved in a car collision with your Audi, there are a few different types of insurance claims you can make to help get your car, and maybe yourself patched up and back on the road. Let’s break down the types of claims you can make so you and your Audi can cruise smoothly once again.
Vehicle Damage Claim
So, let’s say your Audi got damaged in a crash. The first thing you’ll think about is getting it fixed, right? That is where a vehicle damage claim comes in. With this claim, you can tell your insurance company that your car got hurt and you need to fix it.
If the accident was the other driver’s fault, their insurance might cover the costs. But if you have insurance that covers crashes (collision coverage), you can ask your own company to help out. Either way, this claim is all about getting your Audi looking good as new without you having to pay all the costs out of pocket.
Personal Injury Claim
If you or anyone else in your Audi got hurt in the accident, there’s something called a personal injury claim for that. It is used when you need to pay doctor’s bills or you can’t work because of the injuries from the crash.
Some insurance plans have what’s called personal injury protection, or PIP for short. It is very cool because it can help pay for those medical bills, even if the accident was your fault. So, this claim is all about making sure you or your passengers get the care you need and don’t lose money because of the accident.
Liability Claim
Imagine you’re in a little accident and it turns out it was your fault. This is where a liability claim comes in. With this type of claim, your insurance helps pay for the other person’s car fixes or any injuries they have because of the crash. It is very important to have this kind of coverage in your insurance just in case you accidentally cause a crash.
Uninsured/Underinsured Motorist Claim
Not everyone driving around has insurance, or sometimes they don’t have enough of it. If someone like that bumps into you and it’s their fault, an uninsured or underinsured motorist claim is your friend. This is your insurance stepping in to help pay for your car’s repairs or any injuries, kind of like a safety net when the other driver can’t cover the costs.
Total Loss Claim
Sometimes, the cost to fix your Audi after an accident is more than what the car is actually worth. When that happens, your car is called a “total loss.” But here’s the silver lining: a total loss claim means your insurance might pay you what your Audi was worth before the crash, so you can get a new ride. It is a way to start fresh when repairs just aren’t worth it.
Rental Car Claim
While your Audi is being repaired, you might need a rental car to keep your life moving. Many insurance policies offer rental reimbursement coverage, which covers the cost of a rental car during the repair process.
Visit The Experts At Oldwick Village Garage For Your Audi Maintenance
At Oldwick Village Garage, we’re the go-to auto shop for 
Audi owners who live in and around the Oldwick Village area in Tewksbury, NJ. When you bring your car to our shop we will ensure that the right things are done to keep your vehicle in the best shape. We service sleek European models and eye-catching exotic. Our garage is stacked with the latest tools, and our team has the know-how to make sure your car gets the care it needs.
But we’re not just about fixing cars. Need advice on picking the right insurance or figuring out claims for your Audi? We can be of help. We’ve been helping car owners for years, and we’re here to help you navigate through all that stuff, so you can make choices that are good for you and your car. Looking for a quote or ready to chat about how we can help? Just give us a call and we’ll be there to help you.